Flood Insurance in Jacksonville, FL
As a home or condo owner, you may think your homeowners insurance has you covered from most natural disasters; unfortunately, it doesn’t. Florida may experience flooding disasters because of hurricanes, so flood-related damage can be a risk. Get insured. It’s better to be prepared than sorry.
At Jim White Insurance, Inc., located in Jacksonville Florida, we know you’ve invested a lot of time and money in your personal property and keepsakes. A flood insurance policy will cover the cost of replacing your valuables from any flood-related damage.
Here are some tips to prevent damage or injury during the flood season:
- Purchase flood insurance for your home, business and its contents
- Keep your possessions somewhere safe
- Prepare your home to make sure it is ready, if a disaster happens.
- Have a family emergency plan.
Flood insurance is available through the federal government’s National Flood Insurance Program; however, it’s a better bet to purchase a flood insurance policy from the same agent or company who provides you with your home insurance. Here’s why: your agent or current insurance company can provide much higher limits of coverage than the NFIP, especially if your loss proves to be catastrophic. There is usually a 30-day waiting period before this type of insurance becomes valid.
Below are the Preferred Risk Policy rates for Jacksonville:
Bldg. and Cont. Premium:
$20,000 $8,000 $129
$30,000 $12,000 $183
$50,000 $20,000 $240
$75,000 $30,000 $281
$100,000 $40,000 $312
$125,000 $50,000 $334
$150,000 $60,000 $356
$200,000 $80,000 $390
$250,000 $100,000 $414
Specialists from Jim White Insurance, Inc. are committed to working with you to design a policy that ensures that you get the options you want at a price you can afford.