Homeowners Insurance

Homeowners Insurance in Florida

Serving Jacksonville, St. Augustine, Fernandina Beach, Yulee, Callahan, and Orange Park and surrounding areas

Windstorm, standing water, lightning and fires, are all risks that homeowners in Jacksonville and in communities throughout Northern Florida face.  These and other risks can translate into significant costs, which is why, at Jim White Insurance, Inc., we have a complete homeowners insurance program, which will keep you covered no matter what issues may arise.

We’ve insured Florida homeowners for 40 years, and we have relationships with a variety of A-rated carriers.  With this combination of experience and resources, we can provide you with one of the best homeowner  insurance plans on the market.  

Homeowners Insurance Coverage Details for Florida Homeowners

We insure primary residences, vacation homes, second homes, and/or rental/investment homes.  With these policies  we include structures, personal belongings, and liability coverages in the solutions that we create.  

We’ll help you select the right coverages, and ensure that any policy is fitting.  At the end of the day, your rates and deductibles will be appropriate, and you'll be fully protected.

The coverages from which you can choose include but are not limited to:  

• Property Insurance
• Homeowners Liability
• Renters Insurance
• Condo Insurance
• Mobile Home Insurance
• Landlords Insurance
• Flood Insurance

As a client of ours you may be able to save time and money if you take advantage of benefits and discounts for which you may be eligible.  To learn about these benefits and discounts, speak with an agent.

Proactive, client-minded Agents who know Florida Housing Markets

At Jim White Insurance, we provide one-on-one services, which include assessments of clients' needs, risk analyses, and detailed explanations of coverage and policy options.  We have convenient office hours and will always get back to you as soon as we are able.  If you're having trouble or questions with billing, we can also offer special assistance if necessary.

We make sure to proactively review plans before renewals.  This ensures that coverages are always current and clients' rates are always competitive.  We will also include you in the review process whenever possible, so you know what you’re paying for, and know if you need coverage changes.

Contact us or call us today.  To start on a policy, request a quote.

Additional Homeowners Insurance Information:

• Florida Homeowners Insurance Information and Resources (The Florida Office of Insurance Regulation)
• Homeowners Insurance Details and Resources (The Insurance Information Institute (III))
• Homeowners Insurance Shopping Tool (The National Association of Insurance Commissioners (NAIC))

At Jim White Insurance, Inc. we’re proud to provide homeowners insurance in Jacksonville, St. Augustine, Fernandina Beach, Yulee, Callahan, and Orange Park, FL.  We also serve other areas in the state.