Flood Insurance in Jacksonville, FL

As a home or condo owner, you may think your homeowners insurance has you covered from most natural disasters; unfortunately, it doesn’t. Florida may experience flooding disasters because of hurricanes, so flood-related damage can be a risk. Get insured. It’s better to be prepared than sorry.

 

At Jim White Insurance, Inc., located in Jacksonville Florida, we know you’ve invested a lot of time and money in your personal property and keepsakes. A flood insurance policy will cover the cost of replacing your valuables from any flood-related damage.

 

Here are some tips to prevent damage or injury during the flood season:

• Purchase flood insurance  for your home, business and its contents
•  Keep your possessions somewhere safe
• Prepare your home to make sure it is ready, if a disaster happens.
• Have a family emergency plan.

Flood insurance is available through the federal government’s National Flood Insurance Program; however, it’s a better bet to purchase a flood insurance policy from the same agent or company who provides you with your home insurance. Here’s why: your agent or current insurance company can provide much higher limits of coverage than the NFIP, especially if your loss proves to be catastrophic. There is usually a 30-day waiting period before this type of insurance becomes valid.

 

Below are the Preferred Risk Policy rates for Jacksonville:

Bldg. and Cont. Premium:

$20,000 $8,000 $129

$30,000 $12,000 $183

$50,000 $20,000 $240

$75,000 $30,000 $281

$100,000 $40,000 $312

$125,000 $50,000 $334

$150,000 $60,000 $356

$200,000 $80,000 $390

$250,000 $100,000 $414

 

Specialists from Jim White Insurance, Inc. are committed to working with you to design a policy that ensures that you get the options you want at a price you can afford.